I personally have too many monthly obligations that I can think of. I have at least four charge cards that I have been trying to pay off for the past few years . My total debt totals up to $10,000 . I never imagined I would be in this position but alas I am and I am trying to get myself out of it as quickly as possible . I have taken on many different odd jobs to try and pay this off . I started with paying $10 over the minimum payment so I can get more money paying the credit cards off each calendar month but it is taking a very long time. Therefore, I have decided to grab a second job as a grocery store clerk so that I can hopefully pay things off faster.

I am a good sales person and I have been able to make a decent amount to go towards my credit card debt . As of this moment , I have it down to $6,000 and I am hoping in the next two years I can get my total debt down to a managable level, or possibly even pay it off altogether . If I got rid of my debt , I would make sure not to get any more credit cards and use them so I would not run the risk of this happening once again to me. Credit cards can be dangerous if they are not used property and mistreated, like I did. I spent cash on things that didn’t matter and as a result, I had many payments due . I am just happy that I am working off the debt.  It feels so nice to be able to sit back and not worry every day about how much money I owe, and instead enjoy life to the fullest.

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